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Beauty doesn't come cheap, does it?
Many of us want it NOW, but can only afford to pay it later. Although the
costs of any surgery varies significantly between surgeons, medical facilities,
and regions of the country; financing companies enable us to afford that
rhinoplasty, breast augmentation or liposuction procedure by providing the
needed funds n-o-w.
Just remember, don't ever take out a
loan of any kind if you do not plan on paying it back. Other than being
extremely rude, and irresponsible, your credit will be in shambles and it is very foolish to do so.
Committing to having a plastic surgery procedure requires responsibility and a
level head. From choosing your surgeon to fulfilling your financial
obligation to your last post-operative appointment - all aspects of this are
important.
Surgery charges can usually be
separated into five parts:
-
the surgeon's fee
-
the anesthesiologist's fee (if
applicable)
-
the hospital charges, which
includes nursing care and the operating room
-
the medications (oral and
topical antibiotics, pain alleviation, dressings)
-
and any additional charges
Take all this into account when applying for
your loan. From your surgical fee to your medications and post-operative care
dressings, calculate these expenses beforehand.
There are many companies out there who will
offer financing for your procedure although not many are plastic-surgery or
aesthetic-improvement-specific. I recommend companies that do deal in aesthetic
betterment financing as they are more aware of the time you need to recover
and seem to have more empathy for the patient and not only their pocket book.
Just be sure to read the fine print in regards to what you receive, Annual
Percentage Rates (APR), make sure there is no prepayment penalties, etc. before signing with a finance company.
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This page was last updated: 12/08/2006
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